Nevada Health Insurance Costs Explode: 26% Spike Incoming

Nevada families are in for a harsh reality check: starting January 2026, average premiums through Nevada Health Link are set to rise by a staggering 26%, according to the state Division of Insurance. What was once billed as manageable increases has ballooned into something far more severe—driven by rising medical costs, prescription drug inflation, and regulatory changes being forced on states by Washington.

Even worse: most enrollees will face this burden on top of expired federal subsidies that once helped lower their out-of-pocket costs. Meanwhile, the federal government shutdown is likely to exacerbate matters by delaying decisions on extending those critical credits.

This isn’t just a “healthcare” issue—it’s a warning about what happens when government overreach, regulation, and unchecked federal programs dictate policy. When premiums surge, working Nevadans get squeezed. When subsidies expire, you see who gets hurt most. It’s time for leaders to stop with excuses and start pushing real reforms: greater market competition, fewer mandates, and more fiscal discipline instead of expanding entitlement promises with no plan to pay for them.